Financials

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Highlights of the Annual Financial Statements


Profit (ISKbn)

16.6

Capital ratio

30.2%

Return on investment (ROE)

6.6%

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Financing


Landsbankinn's financing rests on three main pillars - deposits from customers, market funding and equity. 

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Risk Management


The overall quality of Landsbankinn's credit portfolio improved in 2016, with the average probability of default dropping from 3.4% to 2.5%.

Capital requirements (ISKbn)
Overall liquidity ratio (LCR)
Loans 90 days in arrears

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